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Long-Term Solutions
No Interest No Payments
No interest, no payments for up to 12 months following the completion of the project.
Becomes a 19.5% loan after the interest-free period passes.
The length of the promotional term is determined by the lender and is based on the applicant’s credit.
Plan 2012
Deferred Interest
No interest for up to 18 months but only if paid in full within the promotional period with minimum payments due each month.
The promotional term is determined by the lender based on the applicant’s credit.
| Project Cost | Minimum Payment |
|---|---|
| $5,000 | $152 |
| $10,000 | $264 |
| $15,000 | $395 |
| $20,000 | $527 |
| $25,000 | $658 |
| $30,000 | $790 |
Plan 1018
Pay Over Time - 120 Months
No interest, no payments for up to 6 months, rolling into low monthly payments with rates starting at 9.99% for 120 months.
Interest rates are determined by the lender based on the applicant’s credit.
| Project Cost | Minimum Payment |
|---|---|
| $5,000 | $66-88 |
| $10,000 | $132-155 |
| $15,000 | $198-233 |
| $20,000 | $264-310 |
| $25,000 | $330-388 |
| $30,000 | $396-465 |
Plan 4632
Pay Over Time - 180 Months
Monthly with rates starting at 9.99% for 180 months.
Interest rates are determined by the lender and based on the applicant’s credit.No fees or penalty if paid off early.
| Project Cost | Minimum Payment |
|---|---|
| $5,000 | $54-70 |
| $10,000 | $108-140 |
| $15,000 | $162-210 |
| $20,000 | $216-280 |
| $25,000 | $270-350 |
| $30,000 | $324-420 |
Plan 4107
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